Bright Trip Insurance is a trading name of CYTI (Australia) Pty Ltd, ABN 16 168 161 966. CYTI (Australia) Pty Ltd is an Australian Financial Services Licence holder (No: 470202), and is authorised to provide financial product advice and deal in general insurance products to retail and wholesale clients. Registered Office: Level 5, 63 York Street | Sydney NSW 2000. Policies are underwritten by Chubb Insurance Australia Limited and 24/7 Emergency Medical Assistance is provided by Chubb Emergency Assistance.
We pride ourselves on helping our customers to get the cover they need so in the event of a claim, you can turn to your policy with confidence. Bright Trip Insurance policies are available to Australian residents up to the age of 85 (79 for Annual Multi-Trip policies) and can be purchased within minutes right here online. Documents are automatically sent via email to your inbox and with our 14 day money back guarantee, you are free to cancel and get a full refund provided you have not commenced Your Journey or have lodged or are entitled to lodge a claim.
In the event of a medical or similar emergency simply phone +61 28907 5666, reverse the charge and get immediate help in locating medical assistance in Your local area.
Where Your claim is excluded or falls outside the Policy coverage, the provision of emergency assistance by Chubb Assistance will not in itself be an admission of liability.
Considerable effort is made to locate, assess and reassess medical facilities and other services worldwide. However, the medical standards, sanitary conditions, reliability of telephone systems and facilities for urgent medical evacuations differ from country to country and accordingly, it is not always possible to have control over these factors. In the circumstances, responsibility for any loss, medical complication or death resulting from any factor reasonably beyond Our control, cannot be accepted by Chubb Assistance or Us.
Take a look at our summary of cover and detailed Product Disclosure Statement here.
*Subject to Terms, conditions and exclusions as outlined in the Product Disclosure Statement
Please be aware that exclusions apply as set out in the PDS. E.g. there is no cover for:
In relation to Loss of Deposits and Cancellation Cover, Transport Provider delays, cancellation or rescheduling (unless it is as a result of a strike of which there had been no warning prior to the purchasing of a One Trip Policy or prior to the booking of Your Journey for Your Annual Multi-Trip Policy) . Transport Provider means a properly licensed coach operator, airline, shipping line or railway company.
In relation to Medical Expenses (International travel only) for Accidental Injury, Sickness or Disease claims arising directly or indirectly from a Pre-Existing Medical Condition or any expenses incurred in relation to treatment that can be reasonably delayed until You return to Australia.
In relation to Luggage and Personal Effects, items left unattended in any motor vehicle unless the vehicle is locked, the items are stored out of sight and forced entry is gained.